About Us
At llama & co, we’re on a mission to make lending feel human again.
We’re not here to confuse you with jargon or bury you in bank-speak. We’re here to walk beside you — whether you’re buying your first home, upsizing, refinancing, or investing in something bigger.
From start to finish, we’ll explain things clearly, advocate for your goals, and take the stress out of the process.
This isn’t a high-pressure sales environment. It’s a calm, collaborative one. You’ll get advice you can trust from someone who genuinely cares — and who isn’t afraid to bring a little lightness to the journey.
Because mortgages are serious. But they don’t have to be miserable.
We’re llama & co. Smart advice, delivered with heart.
Ro Graveston
Family is at the centre of how Ro operates. With an extensive career in banking and corporate finance (after graduating from chef school as an 18 year old), she was determined to bring her down to earth attitude to the advisor space. Enter llama & co!
Ro stands by the fact that every Kiwi is entitled to genuine care, guidance & support in their financial goals. She is passionate, driven & focused on getting the best result for every client, no matter the path it may take.
When she isn’t in front of her computer she could be found at the beach with family, having down time in Kaikoura or walking the dog in the forest.
Ro’s key advice to all clients, present & future, is that if you feel comfortable with the person handling your home ownership journey, you have found a cheerleader for life!
Our simple process
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We’ll kick things off with a relaxed chat to understand where you’re at, what you’re aiming for, and how we can help.
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We’ll guide you through a simple online application and let you know exactly what documents we need — no guesswork, no stress.
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We review your application, crunch the numbers, and research the best lenders and options for your unique situation.
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Once we’ve mapped out your best options, we’ll jump on a call (or meet in person) to walk you through everything — clearly, calmly, and without pressure.
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We submit your application, get you pre-approved, and support you right through to unconditional finance and settlement. Then it’s time to pop the bubbly — you’re officially a homeowner!