Our Services

Straightforward lending advice for wherever you are on your property journey — first home, next move, investment, or something in between.

Schedule a Free Chat

Our Services

Straightforward lending advice for wherever you are on your property journey — first home, next move, investment, or something in between.

Schedule a Free Chat
Llama & Co Mortgage Advisory | Ro Graveston | Canterbury

What We Do

We offer tailored mortgage and lending support for first-home buyers, upsizers, investors, builders, and anyone needing a bit of clarity and calm in the process.

  • Debt consolidation
  • Building and renovation finance
  • First home lending
  • next home or upsizing
  • investment property lending

First home buyers

  • Buying your first home is a big step — and it’s totally normal to feel a bit overwhelmed. We’re here to guide you through the process from the very beginning, whether you’re just getting your head around what’s possible or ready to start house hunting.

    We’ll help you set clear goals, figure out how much you can borrow, and find the right lender to suit your situation. Once you're pre-approved, you'll know exactly what your budget looks like — giving you the confidence to start looking with purpose (and excitement).

    Enquire now

Next home

  • Outgrowing your current place? Whether you're selling to buy or already sold and ready to upgrade, we’ll guide you through the next steps — from pre-approval to planning your deposit.

    Enquire now

Investment lending

  • Thinking about buying an investment property or growing your portfolio? We’ll guide you through the financial side — from understanding your borrowing power to finding the right lending structure.

    We’ll walk you through mortgage types, interest rate options, and what your repayments could look like — so you can move forward with clarity and confidence.

    Enquire now

Debt consolidation

  • Feeling stretched across multiple debts? We can help you roll everything into one manageable loan, with expert advice tailored to your situation.

    Whether it’s using equity in your home or exploring other lending options, we’ll walk you through the best path forward — so you can simplify your finances and breathe a little easier.

    Enquire now

Building/renovating

  • Planning a new build or major renovation? We’re here to make the finance side of things feel simple and stress-free.

    We’ll walk you through the different types of construction contracts, how they affect your borrowing power, and what the banks will need to see — so you can focus on the exciting stuff, like bringing your plans to life.

    Enquire now

Let’s work together

Ready to get started — or just have questions? 

Contact Us

“I really don’t think I could have done this without Ro’s support, guidance and positivity. Thank you so much Ro!”

N Smith